Consolidating signature student loans
But let's not forget, some private student loans are dischargeable in bankruptcy even today.
Private student loan holders are neither required to allow you to consolidate them or make it easy for you to do so.
You must have good credit or apply with a creditworthy cosigner You must have reached the age of majority in your state of residence.
Combined billing with one convenient monthly payment.
Most borrowers will need a cosigner for this loan to meet credit, employment, and debt-to-income requirements.
Each lender has its own specific underwriting criteria, so you may have a higher chance of approval at certain lenders.Discounts reduce the amount of interest you pay over the life of the loan.The automatic payment discount may not change your monthly payment amount depending on the type of loan you receive, but may reduce the number of payments or reduce the amount of your final payment. (May be required to provide proof of graduation.) Features Consolidate private education loans from ,000 up to 5,000 (without a cosigner). Student for whom the loans will be consolidated must have completed or will complete his/her course of study within 30 days.